Business Overview

In 2024, the Company generated a total premium income of NT$11,856.89 million an increase of NT$1,363.90 million or 12.38%, from NT$10,550.50 million of the total premium income recorded in 2023.

A. Direct Insurance Business

In 2024, the direct written premiums of the Company totaled NT$11,024.14 million an increase of NT$1,260.56 million or 12.91%, from NT$9,763.58 million in 2023.

1.Fire insurance: The premiums totaled NT$2,974.11 million accounting for 26.98% of the total written premiums.

2.Marine cargo insurance: The premiums totaled NT$361.79 million accounting for 3.28% of the total written premiums.

3.Marine hull insurance: The premiums totaled NT$845.64 million accounting for 7.67% of the total written premiums.

4.Automobile insurance: The premiums totaled NT$4,221.73 million accounting for 38.30% of the total written premiums.

5.Aviation insurance: The premiums totaled NT$150.53 million accounting for 1.37% of the total written premiums.

6.Engineering insurance: The premiums totaled NT$700.56 million accounting for 6.35% of the total written premiums.

7.Accident insurance: The premiums totaled NT$705.87 million accounting for 6.40% of the total written premiums.

8.Health insurance: The premiums totaled NT$70.18 million accounting for 0.64% of the total written premiums.

9.Other insurance: The premiums totaled NT$993.74 million accounting for 9.01% of the total written premiums.

B. Inward Reinsurance Business

1. The inward reinsurance premiums for 2024 amounted to NT$832.75 million an increase of NT$45.83 million or 5.82%, from NT$786.92 million in 2023.